I am a part of several affiliate advertising programs. Some of the sections of my site will allow you to purchase different products and services online provided by other retailers. Some of the links that I post on the site are “affiliate links.” This means if you click on the link and purchase the item, I will receive a commission from the sale, at no cost to you.
Occasionally, a post might be sponsored. Sponsored posts are where someone is paying me to write about a specific topic or product. If this is the case, I will mention within the post itself if I received the item for free, was paid to post, or bought the product with my own money – especially if it’s a review post.
All opinions on the site are my own (obviously).
1. Information Collected
We may collect two types of information through the Site: “personal information” and “automatic information”. To the extent automatic information is associated with your personal information, such automatic information will be considered personal information.
“Personal information” is personally identifiable information about you including, but not limited to:
- Your name
- Other contact information, for example, mailing address, email address, or telephone number
- Information or commentary you choose to provide on or through the Site
- Your “avatar” or other similar graphic, profile or icon intended to represent you (an “Avatar”)
- Any other information needed to provide a service you requested (including, without limitation, for the purpose of conflict checking, client identification, and other bona fide purposes)
We may collect the personal information that you voluntarily provide by:
- Posting a question or comment on the “Contact Us” form on the Site
- Clicking on the “Follow” button, the “Like” button, or any other button on the Site
- Requesting inclusion in an email or other mailing list
- Displaying your Avatar on the Site, if applicable
- Email interactions submitted through the Site
- Emailing, calling, or communicating with the firm or one of our lawyers
- Any other business-related reason
If you reside outside of the United States, note that your personal information will be collected and stored in the United States, the data protection laws of which may differ from those of your home jurisdiction, and by using the Site you expressly agree to such collection and storage.
Notice to EU Individuals: This Privacy Statement and its enumerated policies are intended to comply with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (the “General Data Protection Regulation” or “GDPR”) and provide appropriate protection and care with respect to the treatment of your user information in accordance with the GDPR.
2. How This Information is Used
I use personal information you provide to respond to your inquiries or comments or to process information on any form you have completed on various sections of our Site, to notify you about periodic updates to our Site, to communicate with third parties that provide services for us in connection with the Site, to communicate with you about matters relating to the Site or the firm, to respond to your requests for literature, inclusion on email/mailing lists, information and/or registration for events/seminars, among other things.
I will not distribute, display, perform, use or otherwise exercise or exploit your Avatar for any purpose other than as necessary to display your Avatar on the Site, if applicable.
I do not want to receive confidential or proprietary information through this Site. Any such information sent to us will not be privileged or confidential unless we have agreed to act as your legal counsel and you have executed a written agreement with Kirsten Krupps which sets forth the various legal obligations, other professional rules and terms of engagement.
I use automatic information to analyze Site usage (such as aggregated information on how often users visit the Site, which pages are visited most frequently by our users, etc.), which allows us to improve the content and design of our Site and to determine the usefulness of the information provided to users on the Site (including how effective our navigational structure is in helping users reach that information).
3. Information Sharing and Disclosure
I will not share your personal information outside the firm without your permission, except under the conditions listed below:
- I may disclose your personal information within the firm, if appropriate (e.g. to the firm’s lawyers and other personnel).
- I may disclose your personal information to provide you with a particular product or service you have requested.
- I may disclose your personal information to third-party service providers that act on our behalf and that use the information in connection with the services they provide.
- I may also disclose your personal information if required to do so by law, or in urgent circumstances, to protect personal safety, the public, or our rights or property, including the Site.
Although I have implemented commercially reasonable security measures to avoid unauthorized access to information I collect online, I cannot guarantee or warrant that such information, during transmission through the Internet, while on the Site, or otherwise in our care will be completely secure. Therefore, the provision of such information is done at your own risk. Please note that e-mail is not encrypted and is not considered to be a secure means of transmitting personal information.
5. How is a Child’s Privacy Protected?
I do not knowingly or intentionally collect or maintain personal information from children under the age of thirteen and no part of this Site is targeted to attract anyone under the age of thirteen. If I become aware that I have collected personal information from a user of the Site who is under the age of thirteen, I will remove that child’s personal information from our files.
This Site may contain links to other sites whose information practices and privacy policies may be different than ours. You should consult such other sites’ privacy notices or policies, as any information you submit to, or that is collected by, such other site(s) will be subject to the information collection practices and privacy policies of such other site(s).
8. Contact Information
Terms & Conditions
The Terms and Conditions were last updated on July 12, 2023
These terms and conditions apply to this website and to the transactions related to our products and services. You may be bound by additional contracts related to your relationship with us or any products or services that you receive from us. If any provisions of the additional contracts conflict with any provisions of these Terms, the provisions of these additional contracts will control and prevail.
By registering with, accessing, or otherwise using this website, you hereby agree to be bound by these terms and conditions set forth below. The mere use of this website implies the knowledge and acceptance of these Terms and conditions. In some particular cases, we can also ask you to explicitly agree.
3. Electronic Communication
By using this website or communicating with us by electronic means, you agree and acknowledge that we may communicate with you electronically on our website or by sending an email to you, and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement, including but not limited to the requirement that such communications should be in writing.
4. Intellectual Property
We or our licensors own and control all of the copyright and other intellectual property rights in the website and the data, information, and other resources displayed by or accessible within the website.
4.1 All the rights are reserved
Unless specific content dictates otherwise, you are not granted a license or any other right under Copyright, Trademark, Patent, or other Intellectual Property Rights. This means that you will not use, copy, reproduce, perform, display, distribute, embed into any electronic medium, alter, reverse engineer, decompile, transfer, download, transmit, monetize, sell, market, or commercialize any resources on this website in any form, without our prior written permission, except and only insofar as otherwise stipulated in regulations of mandatory law (such as the right to quote).
Notwithstanding the foregoing, you may forward our newsletter in the electronic form to others who may be interested in visiting our website.
6. Third-party Property
Our website may include hyperlinks or other references to other party’s websites. We do not monitor or review the content of other party’s websites which are linked to from this website. Products or services offered by other websites shall be subject to the applicable Terms and Conditions of those third parties. Opinions expressed or material appearing on those websites are not necessarily shared or endorsed by us.
We will not be responsible for any privacy practices or content of these sites. You bear all risks associated with the use of these websites and any related third-party services. We will not accept any responsibility for any loss or damage in whatever manner, however caused, resulting from your disclosure to third parties of personal information.
7. Responsible Use
By visiting our website, you agree to use it only for the purposes intended and as permitted by these Terms, any additional contracts with us, and applicable laws, regulations, and generally accepted online practices and industry guidelines. You must not use our website or services to use, publish or distribute any material which consists of (or is linked to) malicious computer software; use data collected from our website for any direct marketing activity, or conduct any systematic or automated data collection activities on or in relation to our website.
Engaging in any activity that causes, or may cause, damage to the website or that interferes with the performance, availability, or accessibility of the website is strictly prohibited.
8. Idea Submission
Do not submit any ideas, inventions, works of authorship, or other information that can be considered your own intellectual property that you would like to present to us unless we have first signed an agreement regarding the intellectual property or a non-disclosure agreement. If you disclose it to us absent such written agreement, you grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate and distribute your content in any existing or future media.
9. Termination of Use
We may, in our sole discretion, at any time modify or discontinue access to, temporarily or permanently, the website or any Service thereon. You agree that we will not be liable to you or any third party for any such modification, suspension or discontinuance of your access to, or use of, the website or any content that you may have shared on the website. You will not be entitled to any compensation or other payment, even if certain features, settings, and/or any Content you have contributed or have come to rely on, are permanently lost. You must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
10. Warranties and Liability
Nothing in this section will limit or exclude any warranty implied by law that it would be unlawful to limit or to exclude. This website and all content on the website are provided on an “as is” and “as available” basis and may include inaccuracies or typographical errors. We expressly disclaim all warranties of any kind, whether express or implied, as to the availability, accuracy, or completeness of the Content. We make no warranty that:
- this website or our content will meet your requirements;
- this website will be available on an uninterrupted, timely, secure, or error-free basis.
Nothing on this website constitutes or is meant to constitute, legal, financial or medical advice of any kind. If you require advice you should consult an appropriate professional.
The following provisions of this section will apply to the maximum extent permitted by applicable law and will not limit or exclude our liability in respect of any matter which it would be unlawful or illegal for us to limit or to exclude our liability. In no event will we be liable for any direct or indirect damages (including any damages for loss of profits or revenue, loss or corruption of data, software or database, or loss of or harm to property or data) incurred by you or any third party, arising from your access to, or use of, our website.
Except to the extent any additional contract expressly states otherwise, our maximum liability to you for all damages arising out of or related to the website or any products and services marketed or sold through the website, regardless of the form of legal action that imposes liability (whether in contract, equity, negligence, intended conduct, tort or otherwise) will be limited to the total price that you paid to us to purchase such products or services or use the website. Such limit will apply in the aggregate to all of your claims, actions and causes of action of every kind and nature.
To access our website and/or services, you may be required to provide certain information about yourself as part of the registration process. You agree that any information you provide will always be accurate, correct, and up to date.
12. Export Restrictions / Legal Compliance
Access to the website from territories or countries where the Content or purchase of the products or Services sold on the website is illegal is prohibited. You may not use this website in violation of export laws and regulations of United States.
13. Affiliate Marketing
Through this Website we may engage in affiliate marketing whereby we receive a percentage of or a commission on the sale of services or products on or through this website. We may also accept sponsorships or other forms of advertising compensation from businesses. This disclosure is intended to comply with legal requirements on marketing and advertising which may apply, such as the US Federal Trade Commission Rules.
You may not assign, transfer or sub-contract any of your rights and/or obligations under these Terms and conditions, in whole or in part, to any third party without our prior written consent. Any purported assignment in violation of this Section will be null and void.
15. Breaches of these Terms and Conditions
Without prejudice to our other rights under these Terms and Conditions, if you breach these Terms and Conditions in any way, we may take such action as we deem appropriate to deal with the breach, including temporarily or permanently suspending your access to the website, contacting your internet service provider to request that they block your access to the website, and/or commence legal action against you.
16. Force Majeure
Except for obligations to pay money hereunder, no delay, failure or omission by either party to carry out or observe any of its obligations hereunder will be deemed to be a breach of these Terms and conditions if and for as long as such delay, failure or omission arises from any cause beyond the reasonable control of that party.
You agree to indemnify, defend and hold us harmless, from and against any and all claims, liabilities, damages, losses and expenses, relating to your violation of these Terms and conditions, and applicable laws, including intellectual property rights and privacy rights. You will promptly reimburse us for our damages, losses, costs and expenses relating to or arising out of such claims.
Failure to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision.
These Terms and Conditions will be interpreted and construed exclusively in English. All notices and correspondence will be written exclusively in that language.
20. Entire Agreement
21. Updating of these Terms and conditions
We may update these Terms and Conditions from time to time. It is your obligation to periodically check these Terms and Conditions for changes or updates. The date provided at the beginning of these Terms and Conditions is the latest revision date. Changes to these Terms and Conditions will become effective upon such changes being posted to this website. Your continued use of this website following the posting of changes or updates will be considered notice of your acceptance to abide by and be bound by these Terms and Conditions.
22. Choice of Law and Jurisdiction
These Terms and Conditions shall be governed by the laws of United States. Any disputes relating to these Terms and Conditions shall be subject to the jurisdiction of the courts of United States. If any part or provision of these Terms and Conditions is found by a court or other authority to be invalid and/or unenforceable under applicable law, such part or provision will be modified, deleted and/or enforced to the maximum extent permissible so as to give effect to the intent of these Terms and Conditions. The other provisions will not be affected.
23. Contact Information
This website is owned and operated by Kirsten Krupps.
You may contact us regarding these Terms and Conditions through our contact page.
You can also download our Terms and Conditions as a PDF.